• Up to 95% of the collateral amount
  • From 6 months to 7 years
  • Starting at 2.5% per annum
up to 80%
Loan amount from the price
up to 20%
Loan amount from the price
Annual effective interest rate
Loan conditions
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Loan amount
Loan term
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Requirements for borrowers Primary housing acquisition* 
Purpose *The maximum cost for Astana, Almaty and their suburban areas within the boundaries defined by the legislation of the Republic of Kazakhstan, Aktau, Atyrau, Shymkent - is 25 million tenge, for other regions - 15 million tenge 
Loan amount 80% of the cost of purchased housing, but not less than 500,000 tenge 
Maturity date 5th of each month 
Loan repayment method 
  • Annuity;
  • Graduated.
Collateral Acquired residential real estate 
Income confirmation it is obligatory 
Moratorium for early partial or full repayment n/a 
Bank fee n/a 
Insurance n/a 
* according to the minutes of the Bank’s Management Board No.73-19 as of 19.06.2019.
** annual effective interest rate – from 7.2% per annum.
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