Baspana Hit
  • Housing price up to 25,000,000 ₸
  • Up to 15 years
  • Starting at 11% per annum
Baspana Hit
up to 80%
Loan amount from the price
from 1.5%
Commission fee from the loan amount
from 13,75%
Annual effective interest rate
Loan conditions
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Loan amount
Loan term
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Requirements for borrowers Primary* and secondary housing acquisition 
Purpose * The maximum cost for Astana, Almaty, Aktau, Atyrau - 25 million tenge, for other regions - 15 million tenge 
Loan amount 80% of the cost of purchased housing, but not less than 500,000 tenge 
Interest rate* The base rate **, approved by the NB RK, as of the date of the bank loan agreement conclusion + 1.75% (175 basis points, one basis point is 0.01%) *** 
Maturity date 15th of each month 
Loan repayment method 
  • Annuity;
  • Graduated.
Collateral Acquired residential real estate 
Income confirmation it is obligatory 
Moratorium for early partial or full repayment n/a 
Origination fee 10 000 tenge 
Loan organization fee 1.5% of the loan amount, charged prior to the loan issuance at the Borrower's expense 
Loan service fees According to the current Bank’s rates 
Insurance Annual insurance of collateral security with mandatory renewal up to the full borrower’s obligations execution under a bank loan agreement 
* according to the minutes of the Bank’s Management Board No.73-19 as of 19.06.2019.
** Base rate details are posted on the website of the National Bank of Kazakhstan.
*** annual effective interest rate – from 14,3% per annum.
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