|Type of financing||1. Credit line with revolving and / or non-revolving credit limit|
|2. Bank loan outside the line of credit|
|Currency||KZT, USD, EURO, RUB (in foreign currency financing is made in the presence of foreign exchange earnings)|
|Loan purpose and terms|
2. Working capital financing
3. Refinancing loans with the above purposes
|Term credit line|
- Investments up to 84 months
- Working capital financing up to 60 months
|Credit line availability period||no more than 12 months|
Investments up to 84 months
Working capital financing up to 12 months
- from 13% per annum in tenge (annual effective rate of return – from 15% per annum)
- from 5.5% per annum in US dollars (annual effective rate of return - from 9.9% per annum)
|Collateral||- immovable and movable property |
|Guarantees||- guarantee of Damu Entrepreneurship Development Fund JSC |
- founders warranty (business owner)
- pledgor's guarantee when accepting third-party collateral
|Commissions and fines||According to the current rates of the Bank|
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The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
According to the Minutes of the Management Board No. 63-19 dated 27.05.2019, the Minutes of the Asset and Liability Management Committee No. 14-19 dated 15.05.2019.
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Documents and rules
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