Business Standard
  • Up to 7 years
  • Starting at 13% per annum
  • On the pledge of property or money
Business Standard
Loan conditions
Enter your data and learn your monthly installment amount
Loan amount
Loan term
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Type of financing1. Credit line with revolving and / or non-revolving credit limit
2. Bank loan outside the line of credit
CurrencyKZT, USD, EURO, RUB (in foreign currency financing is made in the presence of foreign exchange earnings)
Loan purpose and terms

1. Investments

2. Working capital financing

3. Refinancing loans with the above purposes

Term credit line

- Investments up to 84 months

- Working capital financing up to 60 months 

Credit line availability periodno more than 12 months
Loan term

Investments up to 84 months

Working capital financing up to 12 months

Interest rate

- from 13% per annum in tenge (annual effective rate of return – from 15% per annum)

- from 5.5% per annum in US dollars (annual effective rate of return - from 9.9% per annum)

Collateral- immovable and movable property 
- money
Guarantees- guarantee of Damu Entrepreneurship Development Fund JSC 
- founders warranty (business owner)
- pledgor's guarantee when accepting third-party collateral
Commissions and fines
According to the current rates of the Bank 
According to the Minutes of the Management Board No. 63-19 dated 27.05.2019, the Minutes of the Asset and Liability Management Committee No. 14-19 dated 15.05.2019.
Safety and security
We view the information integrity and the clients' funds as our top priority. We have been paying closest attention to the IT protection of our systems, processes, and software.
Documents and rules
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