Express-loan
  • From 100,000 ₸ to 6,000,000 ₸
  • From 6 months to 7 years
  • Starting at 0.1% per annum
Express-loan
from 17.2%
Annual effective interest rate
6 mil. ₸
Maximum amount of the loan
7 years.
Maximum period of the loan
Loan conditions
Enter your data and learn your monthly installment amount
Loan amount
Loan term
mos.
0
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Requirements for borrowers 
  • Your age from 18 to 68 years;
  • You are the resident of the Republic of Kazakhstan.
Amount of the loan up to 6 million tenge 
Period of the loan up to 7 years 
Rate of return from 0,1% per annum (AERR from 17,2%) 

Cashback 

(the amount credited by the Bank to the account of the payment card holder for making non-cash payments in order to repay the loan debt with the use of payment card) - 1% of the monthly paid remuneration. 

1. loan period is not less than 24 months;

2. monthly repayment of the debt is made:
- with the use of Bank’s payment card;
- within the terms established by the repayment schedule (no outstanding arrears on monthly payment).

The cashback payout is not made upon early repayment of the loan for the repaid remuneration

Collateral not required 
Current account cash withdrawal fee N/A 
Insurance not required 
Loan arrangement fee 

Without fee charge conditions – 0%;

With fee charge conditions – 5% from the loan amount 

Additional requirements Average monthly income of the borrower should not be below minimal salary**, specified by the law of the Republic of Kazakhstan. 



 

* Approved by: Decision of the Management Board of the Bank. Minutes No.14-20 dated 31.01.2020.
** Minimal salary amount as of 01.01.2020 is 42 500 tenge.
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