Mortgage upon funding
  • Amount – by agreement with the employer
  • Up to 20 years
  • From 16.5% per annum
Mortgage upon funding
Details of the product
Requirements for borrowers 
  • Your age from 18 years;
  • You are the resident of the Republic of Kazakhstan, for which the Company applies *.
  
Currencytenge
Amount of credit line/loanUp to 100% of the purchased real estate value, but not more than the amount authorized for the Company - the body tied with the Bank by special relations.
Period of credit line/loanUp to20 years
Remuneration rate With fee charge conditionsWithout fee charge conditions
As of the date of the loan issuance/in the event of the partial/full withdrawal of the conditional bank deposit by the Company, as a result of which the Company’s amount of the balance of the conditional bank deposit (taking into account the money placed by the Company in the loan collateral of the borrowers) is insufficient to cover the debt on the loans of the borrowers16,518
Customer purchasing real estate from the CompanyRemuneration rate on conditional bank deposit + 4% per annumRemuneration rate on conditional bank deposit +6% per annum
Customer purchasing real estate from third parties either individuals or legal entitiesRemuneration rate on conditional bank deposit + 8% per annumRemuneration rate on conditional bank deposit +10% per annum
Loan arrangement feeN/A
Fees related to the service of the loan According to the actual rates of the Bank
Collateral

1. Purchased residential real estate;

2. Money pledged by the Company.

Insurance of the collateralN/A
* Approved by: Decision of the Management Board of the Bank ated 11.12.2019, No.157-19.
** The company is a legal entity that has a current bank account in the Bank, which has concluded an agreement with the Bank on the transfer of wages and other payments to the bank accounts of the Company's employees, which is ready to participate in the financing of the Bank for the issuance of loans to borrowers for the purchase of real estate, placing money in the deposit in the Bank on the terms of the Deposit Agreement and joining the Agreement by signing an Application for accession
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