Refinancing of the loans
  • Refinancing amount up to 166,165,000 ₸
  • Up to 20 years
  • Starting at 3% per annum
Refinancing of the loans
Details of the product
Requirements for borrowers 

Individuals with outstanding debts in the Bank on mortgage housing loans / mortgage loans issued: 

  1. for the period from 01.01.2004 to 31.12.2009 (further - MHL/ML1);
  2. in foreign currency up to 01.01.2016 (further - MHL/ML2)

and satisfying the refinancing conditions set forth in the Mortgage Housing Loan (mortgage loans) Refinancing Program, approved by the resolution of the Management Board of NB RK No. 59 as of 27.03.2018 (further - the Program).v

Loan currency tenge 
Loan amount 
  1. for MHL/ML1 – up to 36 470 000 tenge inclusive;
  2. for MHL/ML2 – up to 166 165 000 tenge inclusive.
Interest rate from 3% per annum** 
Fees n/a 
Collateral Property, taking into account the criteria established by the Program * According to the Minutes of Tsesnabank’s Board of Directors dated 15.05.2018 No.15 / 05 / 18-08-08. 
** Annual effective interest rate is from 3.3% per annum.
More detailed terms of refinancing are regulated by the Program..
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