Conventional bank deposit
is the pledge of fulfillment of the obligations under the loan lending programs (loans) and guarantees
Conventional bank deposit
4 currencies
up to 10 mil. ₸
Amont of bank guarantee
Details of the product
Currency:KZT, USD, EUR 
Deposit term:the term depends on the terms of the loan / guarantee and is established by the decision of the authorized body of the Bank 
Interest payment:

at the client’s choice:

1. monthly payment on “on demand” savings account;

2. after the obligations fulfillment under the loan agreement. 

Additional contributions:n/a
Partial withdrawal:n/a
Interest rates:

For a new deposit, the deposit-guarantee rate is 0% or, at the client’s choice, the rate which is not higher than the interest rate for the fixed deposits, which is appropriate for the terms and amounts, and if the loan / guarantee period exceeds the standard term deposits in the current line, then the maximum term deposit term is applied.

If the term deposit or its part is reissued to a deposit-guarantee, then the deposit-guarantee rate may be (at the Client’s choice) equal to 0% or correspond to the interest rate established by the fixed-term bank deposit agreement valid on the date of the reissuance. Moreover, if the mortgagor is an individual, the rate is set to no more than the maximum (in nominal terms) interest rate on newly attracted deposits on the relevant type of currency set by Kazakhstan Deposit Insurance Fund JSC.

If on the date of reissuing the base deposit / its part to the deposit-guarantee the interest rate on the base deposit exceeds the maximum rate of KDIF JSC, then the deposit-guarantee rate is set at the level of the standard interest rate of the term deposit (effective on the date of reissuance according to the Bank’s Deposit Program for individuals), which by parameters: type, term and currency, corresponds to the base deposit. 

Penalty rate for late replenishment of the amount of the deposit guarantee to its original amount:0.5 (zero point five) % of the amount to be replenished for each day of delay 

Documents for deposit:


ID document
License No. 1.2.35/225/37 dated 06.06.2019 is issued by the National Bank of the Republic of Kazakhstan.
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